Checking Account Comparison
Features Personal NOW Account Senior Citizen
Minimum balance to open $100 $1,000 $100
Minimum balance to
avoid monthly fees
None $1,500 None
Monthly maintenance fee if balance falls under minimum required None $10 None
Item Fee None .15 per monthly statement cycle for every bank check paid, deposit slip, and check deposited if the collected balance falls below $1,500.00 None
Free Debit Card    
Direct deposit required No No No
Free Internet Banking
with Bill Pay
ATM Access    
Overdraft protect available    
Teller Transactions Unlimited Unlimited Unlimited