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   Personal Banking

Consumer Loans

Whether you are looking to remodel your home, purchase a new vehicle, or need an unsecured loan, U.S. Century Bank offers you a wide range of consumer loan products that meets your personal financial needs.

 

*Home Equity Loans

If you have equity in your home, a home equity loan can be used to make some home repairs or improvements.  U.S. Century Bank’s Home Equity Loans and Lines of Credit offer you competitive rates and flexible payment options.

To compare the difference between these products please click here.

What's the difference between a home equity loan and a home equity line of credit? Find out which one is right for you.

*Note: Home Equity Lines are considered to be non-traditional mortgage products and for more information about this type of product, please click here.
 

Auto and Marine Loans 

If you're looking at buying a new or used car or boat, U.S. Century has the expertise and capital to make the purchase process simple and hassle-free.

We offer flexible terms, competitive rates and no prepayment penalties on our Auto and Marine Loans. Call or visit a U.S. Century financial service professional today and we'll have you cruising in your pleasure vehicle of choice in no time! 
 

Secured Loans

A secured loan allows you to use an existing asset to obtain credit. A loan can be secured by certificates of deposit, marketable stocks and bonds and real estate.

  • Funds can be used for any purpose
  • No prepayment penalties
  • Minimum loan amount of $2,500

Unsecured Loans

An unsecured loan may be used for any purpose with the exception of debt consolidation. U.S. Century offers signature loans with no collateral or prepayment penalties.