US Century Bank > Personal > Schedule of Fees

Account Maintenance Fees (January 1st, 2013)
Personal Checking	Maintenance Fee: None
Senior Citizen Checking	Maintenance Fee: None
NOW Account	Maintenance Fee: $10.00 per monthly statement cycle, if the balance falls below $1,500.00 Item Fee: $.15 per monthly statement cycle for every check paid, deposit slip, and check deposited if the collected balance falls below $1,500.00
Century Gold Personal Money Market	Maintenance Fee: $10.00 per monthly statement cycle if the balance falls below $500.00
Premier Money Market	Maintenance Fee: $25.00 per monthly statement cycle if the balance falls below $25,000.00
Century Gold Personal Savings	Maintenance Fee: $10.00 per quarterly statement cycle if the balance falls below $500.00
Personal Savings	Maintenance Fee: $5.00 per quarterly statement cycle if the balance falls below $250.00
Century Plus Personal Money Market*	Maintenance Fee: $10.00 per monthly statement cycle if the balance falls below $2,500.00
Century Plus Personal Savings*	Maintenance Fee: $10.00 per quarterly statement cycle if the balance falls below $2,500.00
Personal NOW*	Maintenance Fee: $10.00 per monthly statement cycle, if the balance falls below $1,500.00 Item Fee: $.15 per monthly statement cycle for every check paid, deposit slip, and check deposited if the collected balance falls below $1,500.00
Employee Direct Deposit Account*	Maintenance Fee: None
Century Plus Personal NOW*	Maintenance Fee: $10.00 per monthly statement cycle, if the balance falls below $1,500.00 Item Fee: $.15 per monthly statement cycle for every check paid, deposit slip, and check deposited if the collected balance falls below $1,500.00
*No Longer Offered

Additional Fees & Services`
Payment Orders
Cashier's Check Customer Non-Customer Counter Check	$10.00 $25.00 $1.50
Traveler Checks Traditional Checks for two	2.00% of Amount 2.50% of Amount
Wire Transfer Incoming Wire Transfer Fee Outgoing Wire Transfer Fee Outgoing INTL (International) Wire TRF (Transfer) Fee	$15.00 $25.00 $45.00
Wire Tracer	$15.00
Wire Notice By Email Confirmation	No Charge
Draft in Foreign Currency	$20.00
Safe Deposit Boxes
Boxes 2x5* 3x5 3x10 5x5* 5x10 10x10 (*Only available at our Aventura Branch)	$20.00 $30.00 $50.00 $40.00 $100.00 $150.00
Late Fee	$10.00
Safe Deposit Box Drilling	$200.00
Key Deposit	$25.00
Funds / Transaction Related
Stop Payment	$30.00
Overdraft Coverage Transfer	$5.00
Internal Transfers	$10.00
Interest on Uncollected Funds (for the overdrawn amount per day)	18.00%
*NSF / Check Charge	$38.00
Uncollected Funds Charge (paid or returned items)	$8.00
Charge Back Check (loan payment)	$25.00
Deposit Correction	$5.00
Deposit Item Chargeback	$10.00
Foreign ATM Charge	$2.00
Debit Card Replacement	$10.00
Non-Customer ATM Transaction	$3.00
Levies / Garnishment / Legal Process	$100.00
Collection - Domestic	$25.00
Collection - Foreign	$70.00
Excessive Activity Charge - Money Market (per item)	$10.00
Excessive Activity Charge - Savings Account (per item)	$3.00
Account Servicing
Accounts Closed within 180 days of opening	$25.00
Account Activity Printout	$5.00
Account Reconciliation	$25.00
Account Verification Letter	$15.00
Dormant Deposit Account (after 12 months excluding savings accounts) On accounts with a Monthly Statement Cycle On accounts with a Quarterly Statement Cycle	$15.00 $45.00
Dormant Savings Account (after 24 months) On accounts with a Monthly Statement Cycle On accounts with a Quarterly Statement Cycle	$15.00 $45.00
Duplicate Statements (Without Checks)	$10.00
Other Services
Bond Collections	$20.00
Audit Confirmation	$10.00
Automatic Sweep Transfer	$5.00
Customer Safekeeping (per month)	$5.00
Photocopy Documents (per copy)	$2.00
Hold Mail (per month)	$15.00
Notary Services	$10.00
Signature Guarantee	$5.00
Research (per hour)	$25.00
Returned mail (per month)	$10.00
Night Depository Annual Fee	$25.00
Night Depository Key Replacement	$25.00
Bulk Deposit Processing (per hour)	$15.00
Coin Rolls (per roll)	$.20
Strapped bills - outgoing (per strap)	$.50
Bank Reference	$10.00
Non - U.S. Century Bank Customer Check Cashing Fee	$5.00

*NSF / Check Charge applies to overdrafts created by check, in-person withdrawal, or other electronic means. Excludes one time Point of Sale (PoS) and ATM transactions.