Personal Checking
You want to have time to focus on what’s important to you and we want to help make that happen. When you have your personal checking account with us, we do everything we can to simplify it through state of the art technology and to personalize it through creating a meaningful relationship between You and your U.S. Century Banker. We have a variety of Personal Checking Services, one that is sure to fit your lifestyle and your financial needs.
Personal fLEX Checking1
This full-service account gives you convenience and flexibility. You only need $100 to open the account and it comes with a free debit card, free internet banking with bill pay, 24 hour access to your information online and on your mobile device, and a detailed monthly statement. There is no requirement to have direct deposit, although it is available for you. There are no monthly maintenance fees and no minimum balance you have to keep in your account. Plus, you can open your account online. How simple is that!
NOW Account
For those who want even more from their checking account, we offer a personal checking account that pays you interest on your balances, making your money work for You. With this option, you will have to maintain a minimum monthly balance of $1,500 to avoid maintenance fees and per items fees on the account and you will need $1,000 to open the account. It comes with all the conveniences you expect, a free debit card, free internet banking with bill pay, 24 hour access to your information online and on your mobile device, and a detailed monthly statement while paying you a competitive rate of interest on your balances.
Senior Citizen Checking
We want to help make your golden years the best years of your life with a checking account that is simple and convenient and a banker that provides the personalized service you deserve. You only need $100 to open the account and it comes with a free debit card, free internet banking with bill pay, 24 hour access to your information online and on your mobile device, and a detailed monthly statement. There are no monthly maintenance fees and no minimum balance you have to keep in your account. How simple is that!
personal credit cards
At U.S. Century, we have a collection of personal credit cards because we know what’s most important to you could be different than what’s important to another of our valued customers. Whether it is no annual fee, lower interest rates, cash back, or rewards you are sure to find the right solution for your credit card needs. And they all come with increased purchasing power and global acceptance! Visit or call the U.S. Century banking center nearest you to apply for your personal credit card today.
Note: The credit card services offered are in conjunction with a third-party credit card provider, Cards Assets.
personal debit card
At U.S. Century, we understand you lead a busy lifestyle. That’s why we offer the convenience of a Personal Debit Card. A debit card works just like a credit card at merchants but it takes the funds directly from your checking account saving you the hassle of writing a check and showing your identification. Many merchants today are reluctant to take checks but the debit card can be used worldwide wherever MasterCard is accepted.
Note: The credit card services offered are in conjunction with a third-party credit card provider, Cards Assets.
century secure plus
ics/cdars
Century Secure Plus is a U.S. Century Bank service for clients looking to benefit from FDIC insurance on deposit amounts larger than the standard maximum of $250,000. Our ICS® and CDARS® products increase your access to FDIC insurance coverage for your checking, money market and certificate of deposit accounts.
You will be completely covered through a single banking relationship with us, while earning interest with no additional fees.
You will be completely covered through a single banking relationship with us, while earning interest with no additional fees.
